Tips and Trick of Selecting Credit Card
Tips and Tricks of Selecting Credit Card These days whenever you visit any big store, near to billing counter you may easily find a gentleman, who is seeking your time so he can explain you that the credit card offered by his company is better than your credit card. Most of us are using one or more Credit Cards these days. Did you select your Credit Card or they selected you? What should you consider when you want to apply for a credit card offered by different companies? Joining Fees: Most of the companies offer cards with no joining fees. What if you go through their agreement you will find they would be having the Annual Fees/Membership Fees in the following years. Interest Rate: Whenever you asked a sales representative about the Interest Rate they will always tell you 3.25% only. They never tell you that it's monthly rate not annual rate. Statement Date: I don't think anyone of us really bothers about that what should be your Statement Date while applying for a credit ca...